Guide
What is workers’ comp class code 5190 (electrical wiring)?
Key takeaways
- Class 5190 is a published trade classification. Your policy class is assigned by a carrier or rating bureau, not by this website.
- The Wisconsin WCRB lookup, retrieved November 13, 2026, lists a manual rate of $2.028 per $100 of payroll and a $585 minimum premium, effective October 1, 2026.
- That is a published manual rate, not a binder, and it must not be copied into another state. We do not republish NCCI rates.
On this page
When an insurer prices workers’ compensation, it starts with a classification, not a job title. This page explains class 5190 using official bureau lookups we could retrieve. It is not a quote and not a determination of your class.
Official Wisconsin manual rate
The Wisconsin WCRB Class Code Lookup for 5190 describes the class as Electrical wiring within buildings and drivers. It includes installation or repair of fixtures or appliances. Installation of electrical machinery or auxiliary apparatus is separately rated. The same lookup lists a manual rate of $2.028 per $100 of payroll and a minimum premium of $585, effective October 1, 2026. For a $41,600 payroll, estimated premium before modifiers is payroll ÷ 100 × 2.028, then the published minimum if higher. The calculator prefills this Wisconsin rate when the matching trade is selected.
Indiana advisory figure
The Indiana ICRB advisory filing effective January 1, 2026 lists class 5190 (electrical wiring within buildings) at $0.901 per $100 of payroll, with a $0.662 loss cost and a $444 minimum premium. Those are advisory rates, not a binder.
Nearby classes and payroll splits
Electrical wiring inside buildings is not the same as outside line work or millwright installation of electrical apparatus. Confirm the class with your agent. Do not pick a class because the published rate is lower. The wrong class can be corrected, and billed, at audit.
What we are not claiming
We did not invent a nationwide 5190 rate and we do not republish NCCI class or rate data. Phraseology can differ in independent-bureau states, including California wage-split rules and state specials. If the work is done in another state, enter the rate from your quote. For first-employee coverage rules, see the 50-state table.
Frequently asked questions
What is class 5190?
Electrical wiring within buildings and drivers. It includes installation or repair of fixtures or appliances. Installation of electrical machinery or auxiliary apparatus is separately rated. Official phraseology and rates vary by bureau and state. Only a carrier or rating bureau can assign your class.
What official 5190 rate can FirstHire show?
The Wisconsin WCRB Class Code Lookup lists a manual rate of $2.028 per $100 of payroll and a minimum premium of $585, effective October 1, 2026.
Indiana advisory figure
The Indiana ICRB advisory filing effective January 1, 2026 lists class 5190 (electrical wiring within buildings) at $0.901 per $100 of payroll, with a $0.662 loss cost and a $444 minimum premium. Those are advisory rates, not a binder.
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To get a quote, talk to a licensed agent or a carrier authorized in the state where the work is done. In Ohio, North Dakota, Washington, or Wyoming, start with the official state fund.
These figures come from the linked official bureau pages or filings, reviewed November 13, 2026. They are planning estimates, not a binder, not a class assignment, and not a recommendation of any insurer. Confirm the current filing and a licensed quote in the state where the work is done before you hire.