Guide
What is workers’ comp class code 0042 (landscape gardening)?
Key takeaways
- Class 0042 is a published trade classification. Your policy class is assigned by a carrier or rating bureau, not by this website.
- The Wisconsin WCRB lookup, retrieved November 13, 2026, lists a manual rate of $4.875 per $100 of payroll and a $900 minimum premium, effective October 1, 2026.
- That is a published manual rate, not a binder, and it must not be copied into another state. We do not republish NCCI rates.
On this page
When an insurer prices workers’ compensation, it starts with a classification, not a job title. This page explains class 0042 using official bureau lookups we could retrieve. It is not a quote and not a determination of your class.
Official Wisconsin manual rate
The Wisconsin WCRB Class Code Lookup for 0042 describes the class as Landscape gardening and drivers. Excavation, filling, or backfilling is separately rated, and the class does not apply to a risk whose principal business is tree pruning or exterminating. The WCRB lookup also points specialty fertilizer contractors to class 9102. The same lookup lists a manual rate of $4.875 per $100 of payroll and a minimum premium of $900, effective October 1, 2026. For a $41,600 payroll, estimated premium before modifiers is payroll ÷ 100 × 4.875, then the published minimum if higher. The calculator prefills this Wisconsin rate when the matching trade is selected.
Indiana advisory figure
The Indiana ICRB advisory filing effective January 1, 2026 lists class 0042 (landscape gardening) at $2.097 per $100 of payroll, with a $1.541 loss cost and an $821 minimum premium. Those are advisory rates, not a binder.
Nearby classes and payroll splits
Lawn-only maintenance can fall in a different class, such as 9102 in some bureau descriptions. Confirm the class with your agent rather than assuming 0042 or 9102 from a job title. Do not pick a class because the published rate is lower. The wrong class can be corrected, and billed, at audit.
What we are not claiming
We did not invent a nationwide 0042 rate and we do not republish NCCI class or rate data. Phraseology can differ in independent-bureau states, including California wage-split rules and state specials. If the work is done in another state, enter the rate from your quote. For first-employee coverage rules, see the 50-state table.
Frequently asked questions
What is class 0042?
Landscape gardening and drivers. Excavation, filling, or backfilling is separately rated, and the class does not apply to a risk whose principal business is tree pruning or exterminating. The WCRB lookup also points specialty fertilizer contractors to class 9102. Official phraseology and rates vary by bureau and state. Only a carrier or rating bureau can assign your class.
What official 0042 rate can FirstHire show?
The Wisconsin WCRB Class Code Lookup lists a manual rate of $4.875 per $100 of payroll and a minimum premium of $900, effective October 1, 2026.
Indiana advisory figure
The Indiana ICRB advisory filing effective January 1, 2026 lists class 0042 (landscape gardening) at $2.097 per $100 of payroll, with a $1.541 loss cost and an $821 minimum premium. Those are advisory rates, not a binder.
These are not quotes.Add your quote Enter a workers’ comp rate in the calculator and see the true hourly cost.
Open the calculatorAfter you have a workers’ compensation quote, you can Run payroll with Gusto so wages and payroll taxes stay in sync. Gusto is a payroll service, not the insurer, and this is not a guarantee of a policy or a rate. In Ohio and North Dakota, use the official state fund rather than a private workers’ compensation policy.
Partner link. If you buy or sign up through this link, FirstHire may earn a commission at no extra cost to you. This is not an endorsement, not a quote, and not a guarantee of approval or savings.
When you want a private-market workers’ compensation quote in a state where private policies are sold, you can start with this partner form. We do not recommend a specific insurer, and we do not quote or bind coverage.
Compare a workers’ compensation quote
Partner link. If you request a quote through this link, FirstHire may earn a commission at no extra cost to you. This is not an endorsement or a guarantee of approval, coverage, or savings.
To get a quote, talk to a licensed agent or a carrier authorized in the state where the work is done. In Ohio, North Dakota, Washington, or Wyoming, start with the official state fund.
These figures come from the linked official bureau pages or filings, reviewed November 13, 2026. They are planning estimates, not a binder, not a class assignment, and not a recommendation of any insurer. Confirm the current filing and a licensed quote in the state where the work is done before you hire.